Anyone selling a property in Moraira will sooner or later encounter an important term: the Plusvalía. This tax is often underestimated, but it can have a noticeable impact on your profit. Here is a clear overview to help you as a seller be prepared.
🏡 What is the Plusvalía?
The so-called Plusvalía Municipal is a municipal tax on the increase in value of the land – not the house itself. It is levied by the respective municipality, in this case the town of Teulada-Moraira.
👉 Important:
- It is based on the cadastral value of the land
- And on the duration of ownership
📊 How is the tax calculated?
The calculation is based on fixed factors:
- Cadastral value of the land (not the entire property)
- Number of years of ownership
- Municipal multiplication coefficients
- Current tax rate
Since a reform in Spain (2021), there are two methods:
- Objective method (standard municipal formula)
- Real method (actual gain)
➡️ The more favorable option for the taxpayer is always applied.
⚖️ Who must pay the Plusvalía?
As a general rule:
- The seller pays the tax
- Exception: In certain sales by non-residents, it may be indirectly taken into account
💰 How much is the Plusvalía in Moraira?
The amount varies considerably, but typical influencing factors:
- Long ownership period = higher tax
- Higher cadastral value = higher tax
In popular areas such as Moraira, where property prices have risen sharply, the tax can be correspondingly high.
❗ When is no Plusvalía due?
There are important exceptions:
- When no increase in value can be proven
- When the property is sold at a loss
- In certain inheritance cases or special regulations
👉 In such cases, the tax can be contested or avoided
🧾 Deadlines and Payment
- Deadline: 30 days after sale
- Responsible authority: Municipality of Teulada-Moraira
- Late payment may result in surcharges
🧠 Tips for Sellers
- Check the cadastral value in advance
- Document the sale price realistically
- Engage a tax advisor or gestor
- Compare both calculation methods
📌 Conclusion
The Plusvalía is a key cost factor when selling property in Moraira. Understanding it early and calculating it correctly can help you avoid unnecessary surprises and, in the best case, even save on taxes.
If you are planning to sell your property in Moraira, it is worth clarifying the tax aspects early on – especially the Plusvalía
